Home Ownership Program Application process is currently CLOSED. Please check back.
Looking for an affordable opportunity to buy a simple, decent home?
Before reviewing the criteria for Habitat's home ownership program, please understand: Habitat for Humanity of Sangamon County is not an "emergency" housing agency.
Habitat for Humanity of Sangamon County offers home ownership opportunities to families who are unable to obtain conventional house financing.
Basic Homeowner Criteria
- Need for adequate housing (unsafe, unhealthy, overcrowded, rent-burdened, are examples)
- Ability to repay the home mortgage - (is your credit good, or repairable? Applicant is not eligible for a Habitat home if individual has filed bankruptcy in the last two years)
- Willingness to work in partnership with Habitat - (willingness to perform "sweat equity" hours, attend monthly home owner meetings, and help in the planning/building of your Habitat home)
- Income cannot exceed 80% of the median family income for Sangamon County, as established by the Department of Health and Human Services - see summary A PDF snapshot of the summary is also available.
Habitat for Humanity of Sangamon County is an Equal Housing Opportunity lender. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout its nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.