Partners

Demara Albert's children are just as excited about their future home as she is and already dreaming of how they will decorate their…

Deanna Stemmons had dreamed of having a new home for herself and her two small daughters, and now she can almost imagine it. Her 7-year-…

Two years ago, Kathy Baxter was not familiar with Habitat for Humanity until her friend who was working on her own Habitat house told…

Kyla Overby and Tim Anders have big plans for their new Habitat home. Kyla imagines a nice craft room in one of the bedrooms, a big…

New Homeownership

The 2017 Pre-Application Process, for those interested in applying for the Habitat for Humanity of Sangamon County home ownership program, will be open beginning 9am, March 1, and concluding at 4pm, May 31, 2017. Only during this time will pre-applications be available.

 

Looking for an affordable opportunity to buy a simple, decent home?

Before reviewing the criteria for Habitat's home ownership program, please understand: Habitat for Humanity of Sangamon County is not an "emergency" housing agency. 

Habitat for Humanity of Sangamon County offers home ownership opportunities to families who are unable to obtain conventional house financing. Generally, this includes those whose income is 30 to 50 percent of the area's median income and cannot exceed 80 percent of the area's median income.

 

Basic Homeowner Criteria

  • Need for adequate housing (unsafe, unhealthy, overcrowded, rent-burdened, are examples)
  • Ability to repay the home mortgage - (is your credit good, or repairable? Applicant is not eligible for a Habitat home if individual has filed bankruptcy in the last two years)
  • Willingness to work in partnership with Habitat - (willingness to perform "sweat equity" hours, attend monthly home owner meetings, and help in the planning/building of your Habitat home)

If you are interested in learning more about the home ownership program, click here for home owner pre-qualification information - Income levels posted are not current and are from 2016.

Habitat for Humanity of Sangamon County is an Equal Housing Opportunity lender. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout its nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.